Meet Nikki

Nikki Vercoe
Nikki Vercoe / Business Owner

Mobile: 021 343 199
Address: Level 3, 86 Parnell Road, Parnell, Auckland 1052

No. 2 Sales

Less than a year as a client of New Zealand Home Loans was enough time to encourage Nikki to seek a more formal role with the company. Nikki holds a Bachelor’s degree in business management, had been a sales director in the IT industry but was attracted to NZHL by the combination of lifestyle opportunities and mentoring clients where she is now a business owner of NZHL Auckland Central.

Nikki lived in England and Ireland for a number of years before returning to New Zealand in 2001. Now a mother, she lives in Auckland and loves holidaying with family in the Coromandel.

Nikki’s leisure interests include wining and dining her husband, CrossFit, horse riding, motorsport, horse riding, reading and painting.

A disclosure statement is available on request at no charge by emailing me.

Here's why our clients enjoy our services

Phil L

We’ve been with NZHL from the start. Nikki came in a little after we were customers. But we’ve always found them really great to deal with. We love the online platform – its very easy to use and we do all our banking on it. The loan rates are alwaysRead More


Highly recommend. Nothing is too much trouble for Nikki. She is always available to discuss any concerns or queries you may have and her customer service is fantastic. I feel very comfortable having her looking after all our banking needs.

Shane H

Before meeting with Nikki & Deon at NZHL I had become accustomed to mediocre service from banks and lenders, only hearing from banks when the term of my loan was almost up. In the short time I have been with NZHL I have been impressed with the follow up, regularRead More

Chris R

I had been looking for an alternative to traditional bank mortgages when I came across NZHL. Nikki did an excellent job of explaining how NZHL loans work with the added bonus of debtnav. In the first year with NZHL I saved $2,500 in interest by having all my savings offsetRead More

Marietjie C

Being an NZHL customer has been really awesome for us. We have a plan and we get support and guidance with Nikki. Where other banks have call centres we have a one on one relationship; it’s easy getting in touch and the connection is always there. It’s been what weRead More

Nicky D

Moving my home loan to NZ Home Loans has been hugely beneficial for me. The offset lending model gives me an incentive to manage my finances and monitor my mortgage in a hands-on way I never did before. The debtnav system has also been very helpful in setting and managingRead More

Hina D

I have had a wonderful and valuable experience with  NZHL. I first heard about them through one of my colleagues in 2014. I researched about NZHL and set up a meeting with them. They were very engaging and explained in detail how the loan structure would work. The main highlights forRead More


Nikki is always an absolute delight to deal with. Her sincere desire to help her clients achieve their goals and pay down debt faster, is something not easy to come by in this line of work. I know that anyone I recommend Nikki to will be completely looked after. SheRead More

Katie & Jo

Thanks very much for your time today Nikki. We do feel very lucky to have you supporting us and helping us manage our mortgages!

Marietta S

I had been a loyal customer to my bank for 13 years but the only interaction with them was through the call centre. During my transition towards NZHL, my bank asked me why I was switching. I advised them that Nikki from NZHL makes me feel special and tailors theirRead More


Nikki was truly amazing and very helpful throughout the whole process of our first home buying experience. We know we got the best deal, easy to understand information when needed, highest care from a person who really cared about us. Happy to recommend her to anyone looking for home loan/insuranceRead More

Tara V

Nikki is amazing. Such a positive, caring person, who genuinely wants to help you get debt free earlier along with helping you to plan for your retirement. She responds to emails out of office hours and nothing seems to be too much trouble. I highly recommend her and NZHLs

Angela F

Nikki is fantastic, I’ve never met a bank manager like her! Incredibly helpful, approachable, fast communication, and regular reviews to keep us on track with our goals. Would highly recommend her to anyone needing a home loan.

Sam C

Always fantastic service from Nikki and the team. The enthusiasm to assist with becoming debt free faster is amazing


Nikki provides friendly and professional service. The whole loan process was stress free and went smoothly.

Matthew P

Nikki is fantastic. We love the support and advice we get from NZHL!

Joanne F

Great service from Nikki – she really wants to help you achieve your goals and explains things as many times as you need her to. Highly recommended.

Amy H

Thanks for meeting with my friends Nikki, They just messaged and said how lovely you were. My reply…. of course she is, wouldn’t of past on her details otherwise. Honestly though you have really made things so much clearer and helped us navigate through all this loan business so well.Read More

Get in touch with Nikki

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