Terms and Conditions

  1. Information on how to enter and the prize(s) form part of these terms and conditions. By participating, entrants agree to be bound by these terms and conditions.
  2. This is a nationwide competition promoted by The New Zealand Home Loan Company Ltd (NZHL).
  3. Eligibility: All participants under 16 years old must enter only with the permission of a parent or guardian.
  4. Entry is free. One entry per person per day.
  5. A valid entry is a person who likes the post and comments on the promotional post via the NZHL Facebook page or NZHL Instagram page.
  6. Dates: The Christmas XRACE  competition runs from Monday 9th December to Monday 17th December 2024.
  7. A prize draw will take place the following day – Tuesday the 17th of December 2024 by 12:00 pm with winners selected randomly.
  8. Prizes: There are a total of five team registrations to win. Each winner can choose between, an XRACE ticket for 1 Adult + 1 Child (valued at $89), or 1 XRACE ticket for 1 Adult + 2 Children (valued at $120).

Note – the prizes must be ordered from XRACE.co.nz using the discount code provided and must be done in one order, using one email address.

  1. Winner notification: The winner will be announced on Facebook. If a winner cannot be contacted within 3 working days from the day of announcement, NZHL reserves the right to redraw the prize.
  2. NZHL reserves the right to amend, vary, extend, or discontinue the promotion at any stage, for any reason.
  3. NZHL reserves the right to exclude any person from participating in the promotion on reasonable grounds.
  4. NZHL reserves the right to refuse to award any prize to an entrant who NZHL decides (in its sole discretion) has violated the Terms and Conditions or won using fraudulent means.
  5. Only the person who originally entered the promotion or the parent/guardian who entered on behalf can be awarded the prize (the ‘Winner’).
  6. NZHL’s decisions regarding the winners are final, and no correspondence will be entered into.
  7. Not redeemable: The prize is not transferable, exchangeable, or redeemable for cash.
  8. Information: By entering the competition, winners agree to their names being published and to be photographed and/or interviewed by NZHL or promotional partners, and they may use their names, photographs, videos, and/or interviews for publicity purposes.
  9. Competition entries become the property of NZHL who will comply with the Privacy Act 2020 when handling personal information and in accordance with NZHL Privacy Policy. See our privacy statement for more details. https://nzhl.co.nz/privacy-policy/.