Terms & Conditions – $25,000* Birthday Boost

  1.  Information on how to enter and the prize(s) form part of these terms and conditions. By participating, entrants agree to be bound by these terms and conditions.
  2.  This is a nationwide competition promoted by New Zealand Home Loans (NZHL).
  3. Eligibility: Entry is valid for existing home loans or insurance clients only. People who are not existing home loans or insurance clients of New Zealand Home Loans cannot enter. Business Owners and Employees of NZHL and their immediate families, including spouses, parents and children, are not eligible to enter.
  4. Entry is free. One entry per person.
  5. Dates: The competition closes on Wednesday 15th December at 11:59 pm. The prize draw will take place on Thursday 16th December at 12:00 pm with winners selected randomly.
  6.  Prizes: The total prize draw is $25,000. This will be split into five prizes as follows: $10,000, $5,000, $5,000, $2,500 and $2,500. The prizes will be paid against the winners’ home loan or as agreed upon with their NZHL consultant.
  7. Winner notification: The winner will be contacted using the details provided. If a winner cannot be contacted within 3 working days, NZHL reserves the right to redraw the prize.
  8. NZHL reserves the right to amend, vary, extend, or discontinue the promotion at any stage, for any reason.
  9. NZHL reserves the right to exclude any person from participating in the promotion on reasonable grounds.
  10. NZHL reserves the right to refuse to award any prize to an entrant who NZHL decides (in its sole discretion) has violated the Terms and Conditions or won using fraudulent means.
  11. Only the person who originally entered the promotion can be awarded the prize (the ‘Winner’).
  12. NZHL’s decisions regarding the winners are final, and no correspondence will be entered into.
  13. Not redeemable: The prize is not transferable, exchangeable, or redeemable for cash.
  14. Information: By entering the competition, winners agree to their names being published and to be photographed and/or interviewed by NZHL or promotional partners, and they may use their names, photographs, videos and/or interviews for publicity purposes.
  15.  By entering the competition, all participants agree that NZHL or promotional partners may use their video entries for promotional or publicity purposes.
  16. Competition entries become the property of NZHL who will comply with the Privacy Act 2020 when handling personal information and in accordance with NZHL Privacy Policy. See our privacy statement for more details. https://nzhl.co.nz/privacy-policy/.
  17. No Liability: NZHL and its associated agencies shall not be liable in any way (including, without limitation in negligence) for any loss or damage whatsoever suffered (including, without limitation, indirect or consequential loss) or for any loss or damage or personal injury suffered or sustained in connection with promotion except any liability that cannot be excluded by law.
  18.  NZHL is in no way liable for any fees associated with bulk home loan payments or early exit break fees. Your NZHL consultant will discuss the most suitable payment method for you.