I escaped a life sentence!

  • Ruth
  • 26th of October 2017
  • Property
  • work life balance
The Happy Saver

I grew up living with my parents and five siblings on a variety of lifestyle properties in the lower South Island.  They were not called that then, the term ‘lifestyle property’ had not yet been created by the marketing team at the local real estate office.  We just always lived “a bit out of town”. …

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How to make your home unattractive…… to burglars

  • Emily Doran
  • 5th of October 2017
  • holidays
  • home
  • tips

With school holidays upon us and Christmas just around the corner it means that more of us will be going away on holidays, leaving our homes unattended. Here are some ways to keep your home safe both while you’re there and when you’re away. Always lock up, doors and windows. If you’re in the back…

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Opinion: Fighting rising house prices is akin to fighting gravity

  • Guest Contributor
  • 7th of September 2017
  • economy
  • Guest blogger
  • house prices
  • housing market

Fighting rising house prices is akin to fighting gravity. Gravity will always return you back to earth. It’s just the velocity of that return that determines the resulting mess. Curbing property prices now will result in a rapid rise down the track. There is one way to rapidly reduce house prices and that is to…

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How to save 40% on your house

  • Emily Doran
  • 18th of July 2017
  • debt reduction
  • finances
  • home loan structure
save 40%

The real cost of owning a house, for most of us, is the cost of funding it.  Let’s assume you buy a $500,000 house and borrow $420,000 as a mortgage. This $420,000 would cost $486000 in interest over a 30 year term (assuming 6% interest rate). However over an 18 year term the interest cost…

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