Terms and Conditions

  • Information on how to enter and the prize(s) form part of these terms and conditions. By participating, entrants agree to be bound by these terms and conditions.
  • This is a competition promoted by The New Zealand Home Loan Company Ltd (NZHL)
  • Eligibility: All participants be 18 years or older
  • Entry is free.
  • A valid entry is a person who takes out new home loan lending or insurance cover with NZHL Pukekohe and mentions Surf Life Saving Kariaotahi before 31 March 2024.
  • Dates: The competition runs from Saturday 29 April 2023 to Sunday 31 March 2024. A prize draw will take place on Monday 1 April 2024 by 12:00 pm with winners selected randomly.
  • All loans must be settled, and insurance cover started by Sunday 31 March to be eligible and are subject to lending and eligibility criteria.
  • Prizes: The prize is $1,000.
  • An additional donation of $100 will be given to Surf Life Saving Kariaotahi for every home loan or insurance which is taken out with NZHL Pukekoke and mentions Surf Life Saving Kariaotahi before Sunday 31 March 2024.
  • Winner notification: Winners will be contacted by NZHL Pukekoke via phone or email using the contact details provided. If a winner cannot be contacted within 3 working days, NZHL reserves the right to redraw the prize.
  • NZHL reserves the right to amend, vary, extend, or discontinue the promotion at any stage, for any reason.
  • NZHL reserves the right to exclude any person from participating in the promotion on reasonable grounds.
  • NZHL reserves the right to refuse to award any prize to an entrant who NZHL decides (in its sole discretion) has violated the Terms and Conditions or won using fraudulent means.
  • Only the person who originally entered the promotion can be awarded the prize (the ‘Winner’).
  • NZHL’s decisions regarding the winners are final, and no correspondence will be entered into.
  • Not redeemable: The prize is not transferable or exchangeable.
  • The prize is valid for new lending or insurance cover only.
  • Information: By entering the competition, winners agree to their names being published and to be photographed and/or videoed by NZHL or promotional partners, and they may use their names, photographs, videos, and/or interviews for publicity purposes.
  • Competition entries become the property of NZHL will comply with the Privacy Act 2020 when handling personal information and in accordance with NZHL Privacy Policy. See our privacy statement for more details.https://nzhl.co.nz/privacy-policy/.