Terms & conditions – 29th Birthday Giveaway! 

  1. Information on how to enter and the prize(s) are a part of these terms and conditions. By participating, entrants agree to be bound by these terms and conditions.
  2. This is a competition promoted by The New Zealand Home Loan Company Ltd (NZHL)
  3. Eligibility: All participants must be 18 and over to enter
  4. The competition runs from 26 November 2025 at 9:30 AM to 27 November 2025 at 9:30 AM
  5. To enter, tag a friend in the comments and tell us why they’re your go-to for a night out.
  6. There is one prize to be won – x1 – $500 Best Restaurant voucher
  7. A prize draw will take place on the 27th of November 2025. 
  8. Winner notification: The winner will be contacted directly through a private Facebook message – contact information will be requested to send voucher information.
  9. If a winner cannot be contacted within 3 working days, NZHL reserves the right to redraw the prize.
  10. NZHL reserves the right to amend, vary, extend, or discontinue the promotion at any stage, for any reason.
  11. NZHL reserves the right to exclude any person from participating in the promotion on reasonable grounds.
  12. NZHL reserves the right to refuse to award any prize to an entrant who NZHL decides (in its sole discretion) has violated the Terms and Conditions or won using fraudulent means.
  13. Only the person who originally entered the promotion can be awarded the prize (the ‘Winner’).
  14. NZHL’s decisions regarding the winners are final, and no correspondence will be entered into.
  15. Not redeemable: The prize is not transferable, exchangeable, or redeemable for cash.
  16. Information: By entering the competition, winners agree to their names being published and to be photographed and/or videoed by NZHL or promotional partners, and they may use their names, photographs, videos, and/or interviews for publicity purposes if necessary.
  17. Competition entries become the property of NZHL, which will comply with the Privacy Act 2020 when handling personal information and by the NZHL Privacy Policy. See our privacy statement for more details. https://nzhl.co.nz/privacy-policy/