Meet Jo

Jo McRae
Jo McRae / Business Owner

Phone: 09 476 0406
Mobile: 021 276 8936
Address: Unit A, 4 Antares Place, Rosedale, North Shore City

2010 - 2019


Jo had 40 years in the finance industry but she saw, in New Zealand Home Loans, the chance to give something back, the chance to have a more personal involvement with clients than she had been able to offer in banking. It has worked. Since Jo and Bob opened their office, she has been the company’s top Consultant four years running, while she was the highest-performing Business Owner the past two years.

The North Harbour office mirrors Jo’s personal success. Jo is the proud mum of two adult children and grandmother to young Ethan. She is a member of Rotary North Harbour and is an active in that club’s charity fundraising. She sponsors an annual golf tournament, is a supporter of North Harbour rugby and enjoys fine foods and wines.

#1 Business Owner 2010, 2011, 2012, 2013, 2014, 2015 and 2016

A disclosure statement is available on request at no charge by emailing me.

Here's why our clients enjoy our services

Tony & Michelle

We would like to take this opportunity to say thanks very much to you both and to the rest of the team for all your help and advice over the last many years. We loved dealing with you and included you in the great people that we say we surroundRead More

J Dwyer

Jo McRae is a life saver. My husband and I thought we would need to sell our house and downsize in order to get on top of our debt. We both earn relatively good pay, but could not get on top of our debts. For quite some time I haveRead More


Jo McRae is our consultant. I’d heard she was good from a neighbour and I thought ‘yeah, yeah, just another broker’… 2 months later I rang her at my wits end. I was stuck on a high interest rate, needed to upgrade my work computers (graphic designer working from home),Read More

J Dorset

Jo McRae ……is quite simply THE BEST, as a first home buyer she made the process simple, understandable and got everything together in a timely fashion. The nature of my deal was reasonably complicated thanks to my lawyer BUT she handled it with ease…her customer service is some of theRead More

K Watt

I have the most awesome consultant Joanne McRae from North Harbour New Zealand Home Loans. I couldn’t ask for a more motivating and encouraging consultant, she makes me feel like part of the New Zealand Home Loans family. Thank you Jo. I look at my friends that have bank mortgagesRead More

P Holden

OK I can’t see there is ANY competition….IT’S Jo McRae – a cross between the warmest friendliest most sincere person on the planet and a terrier with a bone…ALWAYS ROOTING FOR YOUR DOLLAR to make you money DOLLAR/SAVE your DOLLAR…..energetic, rigorous, robust, open, challenging, determined, driven, loyal, sensible, guru. AlwaysRead More

Get in touch with Jo

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