Couple with keys to their new house

Interest Rates

Lower interest rates don’t shorten the life of your mortgage, we do! Let us show you how you can better structure your mortgage to reduce the interest you pay.

With our support, you can save more by focusing on your 'structure' first, and the 'rate' second.

We'll Restructure Your Mortgage to Optimise Your Income.

Your home loan will be structured to suit your personal needs, and income and savings will be used to offset daily interest costs to make the best use of your available funds.

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You Keep Paying the Same Monthly Repayments.

Your new loan structure and daily offsetting could save you thousands in interest costs, without requiring a change to lifestyle.

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Your Interest Savings Pay Off the Principal Faster.

Shave years off your mortgage by letting the power of channelling and savings work for you.

We'll Restructure Your Mortgage to Optimise Your Income.

Your home loan will be structured to suit your personal needs, and income and savings will be used to offset daily interest costs to make the best use of your available funds.

Calendar icon representing repayments

You Keep Paying the Same Monthly Repayments.

Your new loan structure and daily offsetting could save you thousands in interest costs, without requiring a change to lifestyle.

Icon representing interest saved over time

Your Interest Savings Pay Off the Principal Faster.

Shave years off your mortgage by letting the power of channelling and savings work for you.

Meet Chris & Rebecca

Renovated sooner than expected

Watch how much Chris and Rebecca have been able to achieve since switching to NZHL and restructuring their mortgage, including a massive renovation while on one income.

More Client Stories
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