Change Your Life, Own a Franchise.

NZHL - supporting Kiwis with personalised mortgage advice, technology, and insurance.


At NZHL You Get More

Training, Recognition & Remuneration
  • Significant earning potential with trail & upfront commission
  • Access to Best Doctors Group Scheme & EAP
  • Business Owner Development programme
  • Elmo Learning & Development (online portal)
  • Loan & Insurance Mastery & ongoing upskilling
  • Level 5 certificate support
  • Monthly supplier training
  • NZHL Franchise, Loan & Insurance BDM support
Lead Generation, Marketing & Branding
  • National sponsorship & events (including XRACE and Child Cancer Fundation)
  • National marketing leverage
  • Local marketing activities
  • Local marketing assistance
  • Consistent nationwide lead generation
Technology & Support
  • DebtNav – NZHL’s unique online debt management & monitoring tool
  • myNZHL CRM system
  • Software Licencing
  • National IT support
  • Remote working capabilities
Engagement & Culture
  • Lead and High Achievers Celebrations
  • Non-corporate, family atmosphere
  • Annual national conference
  • Bi yearly franchise owner meetings
Compliance & Customer Experience
  • Dispute Resolution Scheme
  • Customer Relationship Management including complaints handling
  • Record keeping and compliance support with checks and reviews
  • Annual NPS survey
  • Client surveys through AskNicely
  • Locum cover
  • PI Insurance
Business Operation & Development
  • FAP Licence
  • Operating processes & systems
  • Business Planning
  • Financial Assistance
  • Recruitment support
  • Salary and wage assistance
  • Regional Subsidy
  • Buy Sell Insurance

We Have Franchises Nationwide

We support a high-performing network and friendships across the group. All franchise owners have the backing of a North Island support office to build a sustainable, strong & valuable business.

The NZHL Difference

Market Leading Tools to Support You

NZHL advisers have access to myNZHL – a leading CRM tool. Advisers also have the backing of DebtNav – NZHL’s unique online monitoring and debt management tool.

A Respected & Strong Brand

Currently, NZHL is the #1 non-bank provider for unprompted brand awareness and #2 non-bank provider for prompted awareness.

We are the #1 non-bank provider for consideration at 92% and we have a market leading NPS score of +44.

You Have an Experienced Team Behind You

So, you can focus on your clients and business, the support office team provides multiple layers of support such as technology & cyber security and constant up-skilling with our Elevate program.

In Their Own Words - Client Testimonials

Our clients are loyal and aren’t afraid to recommend us.

About Us

NZHL Group is a 100% Kiwi-owned respected and trusted brand – a purpose-driven (financial freedom, faster) home loan and insurance adviser network that offers a solution that helps put Kiwis in a better financial position.

Our offering is something of value that people need and want – we make the biggest financial difference in homeowners’ lives.  We do this by taking a structured, personalised approach: providing coaching and advisory support, tailored smart home loan structures, and tools that put our clients in control. Insurance arranged by NZHL Group also helps Kiwis protect themselves and their financial freedom if setbacks occur.

We have offices nationwide and over 25 years of experience helping Kiwis. NZHL Group is a passionately Kiwi and passionately local business comprised of around 400 people.

We are a government-owned subsidiary of Kiwi Group Capital (KGC) with a mandate to enable Kiwis to make more informed, better financial choices.

Being passionately Kiwi is at the heart of NZHL Group – owned by Kiwis for Kiwi Homeowners.

Come Join Us

There are opportunities to buy into an existing franchise or to start a new one. Chat to Tanya our National Franchise Lead.