Manu at studio

We turned real Kiwi mortgage stories into a song

Real stories. Real boredom. One honest track.

The Boring Banger - NZHL

Around 900 Kiwi homeowners shared their real mortgage stories.

Some big sacrifices. Mostly everyday ones. We gave their words to Manu Walters to turn into this song.

A rap track shaped by Manu Walters

Based on real Kiwi mortgage stories.

The stories behind the song.

“I am NZ’s most boring Kiwi as I live dangerously by using the same tea bag twice.

I’m the most boring person in NZ, my idea of a wild night is checking if I can afford the electric bill and toilet paper in the same week.

We moved rural to afford a home but with a high mortgage we don’t go out anywhere and are lucky to see our friends once a month for a coffee.”

At NZHL, we understand how a mortgage can quietly change the way life feels day to day.

We’re here to help homeowners stay on top of their loan, without feeling like everything else has to stop.