Switching to NZHL
With NZHL you’ll have a dedicated consultant, committed to making the process as easy as possible, so you can start saving sooner.
Making the switch to NZHL
Get In Contact
With Us
With local offices nationwide, we’re here to help make it easy.
Book An
Appointment
Book a free, no obligation appointment with one our consultants.
Achieve Financial Freedom, Faster
Make your goals reality and start your journey with NZHL to achieve financial freedom, faster.
Get In Contact
With Us
With local offices nationwide, we’re here to help make it easy.
Book An
Appointment
Book a free, no obligation appointment with one our consultants.
Achieve Financial Freedom, Faster
Make your goals reality and start your journey with NZHL to achieve financial freedom, faster.
Frequently Asked Questions
What is channelling and why is it important?
The key to NZHL’s smart home loan structure lies in what we call channelling. This is where your income and savings are channelled through your home loan account to reduce your daily interest costs.
Why? By channelling all your income and savings against your home loan, you’re making your money work harder for you.
Will I have to pay break fees to switch to NZHL?
That depends on your bank and current loan structure. Break fees (if any) can change on a daily basis.
Do you shift all of your banking to NZHL?
Yes – you can still have accounts open elsewhere but it works best by moving everything across.
Do I get an Eftpos card to use like I do with my current bank?
Yes, you’ll get an eftpos card that you can use as normal