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Articles

5 ways to add value to your home

  • Emily Doran
  • 23rd of May 2017
  • add value
  • home
  • renovations
NZHL New Zealand Home Loans - 5 ways to add value

If you are looking to sell or just want to make the most of your homes value, here are some key areas to focus your energy on for the best returns: 1. Bathroom / Kitchen Bathrooms and kitchens sell homes. Granted, these can be costly to replace but you’ll generally get your money back with…

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The single most important thing to understand about a mortgage

  • Mike Columbus
  • 2nd of May 2017
  • account management
  • advice
  • finances

A mortgage is basically a set repayment plan. What this means is it is a schedule of payments that will mean X amount borrowed will be paid off in Y time frame. From this the amount of principal and interest can be calculated. At any given point and for any given repayment amount you are…

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Road-mapping your finances

  • Mike Columbus
  • 20th of April 2017
  • add value
  • advice
  • finances
  • financial plan

For most of us there will be 3 stages in your financial life, these will be: Saving; whether it be your first car, holiday or first home you will hopefully have the discipline of a regular saving habit Debt; the big one especially when it comes to property, current estimates are most people will have a…

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The pros and cons of smaller cities

  • Emily Doran
  • 20th of April 2017
  • buying a home
  • finances
  • housing market

With the dream of owning a home in some of New Zealand’s larger cities, particularly Auckland, getting further and further out of reach for many people there is a growing trend to move to smaller cities in order to realise the Kiwi home-ownership dream. In our office (based in Hamilton), we have people that live in…

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