Husband and wife with their child playing in a box

We believe in financial freedom, faster for Kiwis.

NZHL has been helping clients, just like you, for more than 20 years. With owner operated offices nationwide, we’re passionately Kiwi, passionately local, and here to help show you a better way.

How does it work?

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One to One
Personalised Service

Personalised service and continuous coaching to help you build, and stick to, a financial plan that works for you.

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A Smart Home Loan Structure

A smart home loan and insurance structure to make the most of your income and savings, reducing the interest you pay and the life of your loan.

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You're in
Control

We'll provide you with a special tool to help you plan, monitor and review, so you can stay in control of your finances.

Icon representing two people talking

One to One
Personalised Service

Personalised service and continuous coaching to help you build, and stick to, a financial plan that works for you.

Icon representing a house with a mortgage

A Smart Home Loan Structure

A smart home loan and insurance structure to make the most of your income and savings, reducing the interest you pay and the life of your loan.

Icon representing graphical tools

You're in
Control

We'll provide you with a special tool to help you plan, monitor and review, so you can stay in control of your finances.

Meet Billy & Amelia

On track to reduce their mortgage term by 18 years

Watch how NZHL has helped Billy & Amelia fulfil their investment property goals while still having a parent at home with the kids.

Meet Jo & Stuart

Wished they’d switched to NZHL sooner

Watch how NZHL helped enable Jo and Stuart build their dream home and also assisted in a time of need.

Switch to
NZHL

You’ll have a dedicated consultant, committed to making the process as easy as possible, so you can start saving sooner.

Switching to NZHL

Refinancing Your Mortgage

We’ll help you apply our smart home loan structure to make the most of your income and savings, reducing the interest you pay.

Start Refinancing

Our People, Our Difference

Our personal consultants set NZHL apart. They’re local, they care, and they’re happy to help.

Meet Our People

Switch to
NZHL

You’ll have a dedicated consultant, committed to making the process as easy as possible, so you can start saving sooner.

Switching to NZHL

Refinancing Your Mortgage

We’ll help you apply our smart home loan structure to make the most of your income and savings, reducing the interest you pay.

Start Refinancing

Our People, Our Difference

Our personal consultants set NZHL apart. They’re local, they care, and they’re happy to help.

Meet Our People
See how much you could save on your mortgage with our home loan comparison calculator.
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