We’re turning 30!

We’re turning 30!

We’re turning 30!

While 30 isn’t exactly middle-aged, it did get us thinking about midlife crises.

Mortgages, bills... the price of blueberries. Who can afford a proper crisis these days?

Luckily, to celebrate our birthday, we’re helping fund one to the tune of $30,000*.

Describe your perfect midlife crisis to enter the draw.

*T&Cs apply.

It's our 30th Birthday

For your chance to win $30,000 towards a midlife crisis

Introducing Fun

A reminder that life is for living, not just paying off the mortgage.

We turned real Kiwi mortgage stories into a song

Real stories. Real boredom. One honest track.

See the full story of how it was made.

How does it work?

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One to One
Personalised Service

Personalised service and continuous coaching to help you build, and stick to, a financial plan that works for you.

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A Smart Home Loan Structure

A smart home loan and insurance structure to make the most of your income and savings, reducing the interest you pay and the life of your loan.

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You're in
Control

We'll provide you with a special tool to help you plan, monitor and review, so you can stay in control of your finances.

Icon representing two people talking

One to One
Personalised Service

Personalised service and continuous coaching to help you build, and stick to, a financial plan that works for you.

Icon representing a house with a mortgage

A Smart Home Loan Structure

A smart home loan and insurance structure to make the most of your income and savings, reducing the interest you pay and the life of your loan.

Icon representing graphical tools

You're in
Control

We'll provide you with a special tool to help you plan, monitor and review, so you can stay in control of your finances.

Meet Jenny

Watch how much Jenny paid off her mortgage in six short years all while still doing the things she loves.

Meet Darryn

Darryn is on track to paying his mortgage off 11 years faster, all while doing what brings him real purpose.

Switch to
NZHL

You’ll have a dedicated consultant, committed to making the process as easy as possible, so you can start saving sooner.

Switching to NZHL

Refinancing Your Mortgage

We’ll help you apply our smart home loan structure to make the most of your income and savings, reducing the interest you pay.

Start Refinancing

Our People, Our Difference

Our personal consultants set NZHL apart. They’re local, they care, and they’re happy to help.

Meet Our People

Switch to
NZHL

You’ll have a dedicated consultant, committed to making the process as easy as possible, so you can start saving sooner.

Switching to NZHL

Refinancing Your Mortgage

We’ll help you apply our smart home loan structure to make the most of your income and savings, reducing the interest you pay.

Start Refinancing

Our People, Our Difference

Our personal consultants set NZHL apart. They’re local, they care, and they’re happy to help.

Meet Our People
See how much you could save on your mortgage with our mortgage comparison calculator.