Calculate how much
you could borrow

Use this calculator to see how much you could potentially borrow to buy a house.


This calculator is intended to provide you with an indication only and is based on the limited information provided by you. It does not constitute an offer of finance from New Zealand Home Loans. All loans are subject to NZHL’s normal lending criteria, terms and conditions, and it is important to note that fees may apply and that interest rates are subject to change

All banks, including NZHL, are subject to Reserve Bank restrictions on lending over 80% of a property’s value. This may affect the outcome of any application you make.