Real stories. Real boredom. One honest track.

We turned real Kiwi mortgage stories into a song

Around 900 Kiwi homeowners shared their real mortgage stories.

Some big sacrifices. Mostly everyday ones. We gave their words to Manu Walters to turn into this song.

At NZHL, we understand how a mortgage can quietly change the way life feels day to day.

We’re here to help homeowners stay on top of their loan, without feeling like everything else has to stop.

Learn how NZHL can help
  • "I’m the most boring person in NZ, my idea of a wild night is checking if I can afford the electric bill and toilet paper in the same week.

    We moved rural to afford a home but with a high mortgage we don’t go out anywhere and are lucky to see our friends once a month for a coffee."
See how much you could save on your mortgage with our mortgage comparison calculator.