Category: Refinancing

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What is Refinancing Your Mortgage?

22 May 2024

A Guide for the Kiwi Homeowner We will cover: What is refinancing? How does refinancing work? Kiwi considerations Is refinancing right for you? Making the most of refinancing When you purchased your home, you likely took out a mortgage. That mortgage reflects the circumstances when it was created – from…

Do Mortgage Brokers do a Credit Check?

18 April 2024

Demystifying the Mortgage Process for Kiwi Home Buyers Applying for a mortgage can be overwhelming – that is why many homebuyers utilise mortgage brokers or NZHL Mortgage Mentors – experts who liaise between borrowers and lenders. These professionals help find the right loan for your needs and guide you through…

When to Refinance your Mortgage

8 April 2024

A Guide for the Savvy Homeowner Refinancing your home loan can be a smart strategic move that offers a range of benefits, including saving money, accessing equity, and customising your loan to meet your evolving needs. It can even help you reach financial freedom, faster. Getting the right advice is…

How to Refinance Your Mortgage

10 March 2024

An Expert Guide to Streamlining Your Home Loan in New Zealand There are many reasons to consider refinancing your home loan. Refinancing can be a great strategy to reduce interest costs, make better use of equity, or simply ensure your loan is best suited to your needs. In some cases,…

How Often Can You Refinance Your Mortgage?

18 April 2023

A Guide for the Kiwi Homeowner Refinancing your home loan can be an attractive option for a variety of reasons, including securing lower rates, consolidating debt, increased flexibility, or accessing your equity. In some cases, refinancing can even help you achieve financial freedom, faster. With these potential benefits in mind,…

Is Now The Right Time To Refinance Your Mortgage | NZHL

1 October 2021

For many people in NZ, home loans are the largest financial consideration they have, so it’s no surprise that with interest rates on the rise and ongoing COVID uncertainties, mortgage costs are top of mind for many. But what is refinancing? What’s the benefit? And, do lower interest rates matter? In this…