Auckland Central

After being a client of New Zealand Home Loans for less than a year Nikki Vercoe joined the company as a New Business Consultant in January 2014. Nikki is now the Business Owner of New Zealand Home Loans Auckland Central… Read More

After being a client of New Zealand Home Loans for less than a year Nikki Vercoe joined the company as a New Business Consultant in January 2014. Nikki is now the Business Owner of New Zealand Home Loans Auckland Central and enjoys being able to mentor her clients to help them achieve financial wellbeing.

Nikki’s attitude in the company reflects New Zealand Home Loans’ passion for helping clients, whether it be for their first home, refinancing existing mortgages from the banks or additional investment properties. Get in touch with Nikki today if you’d like to organise a free consultation that will help move you towards financial wellbeing for life.

Office Contact Information

  • Physical Address:

    Level 3/86 Parnell Road, Parnell, Auckland 1052

  • Postal Address:

    PO Box 133 126, Eastridge, Auckland 1146

  • Email:

    [email protected]

Our Team

In our customers' words

"Nikki is fantastic, I’ve never met a bank manager like her! Incredibly helpful, approachable, fast communication, and regular reviews to keep us on track with our goals. Would highly recommend her to anyone needing a home loan."

"Nikki is fantastic, I’ve never met a bank manager like her! Incredibly helpful, approachable, fast communication, and regular reviews to keep us on track with our goals. Would highly recommend her to anyone needing a home loan."

Angela F
Auckland

In our customers' words

"Nikki is awesome and goes beyond and above for her clients!"

"Nikki is awesome and goes beyond and above for her clients!"

Marija
Auckland

In our customers' words

"I have had a wonderful and valuable experience with NZHL. I first heard about them through one of my colleagues in 2014. I researched about NZHL and set up a meeting with them. They were very engaging and explained in detail how the loan structure would work. The main highlights…" Read More

"I have had a wonderful and valuable experience with NZHL. I first heard about them through one of my colleagues in 2014. I researched about NZHL and set up a meeting with them. They were very engaging and explained in detail how the loan structure would work. The main highlights for me were the huge amounts of interest we would save in comparison to a normal bank. I was sold and never regretted this decision. Nikki from New Zealand Home Loans is a gem. She helped us set financial goals and provided tools to manage this. Nikki has always been there for us supporting us achieve our milestone. I would recommend Nikki and NZHL anytime."

Hina D
Auckland

In our customers' words

"I had been looking for an alternative to traditional bank mortgages when I came across NZHL. Nikki did an excellent job of explaining how NZHL loans work with the added bonus of debtnav. In the first year with NZHL I saved $2,500 in interest by having all my savings offset…" Read More

"I had been looking for an alternative to traditional bank mortgages when I came across NZHL. Nikki did an excellent job of explaining how NZHL loans work with the added bonus of debtnav. In the first year with NZHL I saved $2,500 in interest by having all my savings offset against my mortgage. I feel I have more control over my finances to the point where I have been confident enough to borrow extra money and take on several renovation projects around my home. When family, friends or colleagues talk about their mortgages I always recommend Nikki and NZHL and a majority have now signed up with Nikki."

Chris R
Auckland

In our customers' words

"Before meeting with Nikki & Deon at NZHL I had become accustomed to mediocre service from banks and lenders, only hearing from banks when the term of my loan was almost up. In the short time I have been with NZHL I have been impressed with the follow up, regular…" Read More

"Before meeting with Nikki & Deon at NZHL I had become accustomed to mediocre service from banks and lenders, only hearing from banks when the term of my loan was almost up. In the short time I have been with NZHL I have been impressed with the follow up, regular meetings and support received. The debtnav facility is great for seeing just what sort of impact spending money now can have on our long term goal of being debt free faster! I am glad we made the change to NZHL and have not looked back!"

Shane H
Auckland

In our customers' words

"Being an NZHL customer has been really awesome for us. We have a plan and we get support and guidance with Nikki. Where other banks have call centres we have a one on one relationship; it’s easy getting in touch and the connection is always there. It’s been what we…" Read More

"Being an NZHL customer has been really awesome for us. We have a plan and we get support and guidance with Nikki. Where other banks have call centres we have a one on one relationship; it’s easy getting in touch and the connection is always there. It’s been what we needed when we decided on a lifestyle change and it’s been easy and supportive. Thanks NZHL!"

Marietjie C
Auckland

In our customers' words

"Moving my home loan to NZ Home Loans has been hugely beneficial for me. The offset lending model gives me an incentive to manage my finances and monitor my mortgage in a hands-on way I never did before. The debtnav system has also been very helpful in setting and managing…" Read More

"Moving my home loan to NZ Home Loans has been hugely beneficial for me. The offset lending model gives me an incentive to manage my finances and monitor my mortgage in a hands-on way I never did before. The debtnav system has also been very helpful in setting and managing my budget. Nikki explained the whole system in an easy to understand manner and had endless patience with my questions. I’ve really gained a lot from Nikki’s regular visits and mentoring. I would strongly recommend NZ Home Loans and will be sticking with them."

Nicky D
Auckland

In our customers' words

"Nikki is always an absolute delight to deal with. Her sincere desire to help her clients achieve their goals and pay down debt faster, is something not easy to come by in this line of work. I know that anyone I recommend Nikki to will be completely looked after. She…" Read More

"Nikki is always an absolute delight to deal with. Her sincere desire to help her clients achieve their goals and pay down debt faster, is something not easy to come by in this line of work. I know that anyone I recommend Nikki to will be completely looked after. She is an absolute professional, a wealth of knowledge and everything is done with a big smile!"

Gina
Auckland

In our customers' words

"I had been a loyal customer to my bank for 13 years but the only interaction with them was through the call centre. During my transition towards NZHL, my bank asked me why I was switching. I advised them that Nikki from NZHL makes me feel special and tailors their…" Read More

"I had been a loyal customer to my bank for 13 years but the only interaction with them was through the call centre. During my transition towards NZHL, my bank asked me why I was switching. I advised them that Nikki from NZHL makes me feel special and tailors their products to suit my needs. The bank responded that I could easily go into any of their branches and speak to their loan specialist for assistance. I stated, “Well, Nikki comes to my house, holds regular strategy sessions with me on how to pay my mortgage off faster and knows my accountant. It’s a shame you don’t have a Nikki!”. My bank couldn’t compete with that response and wished me the best of luck! I have had a great experience with Nikki at NZHL and have recommended her to my friends and family as well."

Marietta S
Auckland

In our customers' words

"After the loss of my Mother I decided I wanted to purchase the second half of the house off my brother. I originally went to a bank and was accepted for a home loan however I had a feeling that it just didn’t feel right. I was so new to…" Read More

"After the loss of my Mother I decided I wanted to purchase the second half of the house off my brother. I originally went to a bank and was accepted for a home loan however I had a feeling that it just didn’t feel right. I was so new to mortgages, lawyers and everything that came with losing a parent and needed help understanding it all. That’s when Nikki from NZ Home Loans came into my life. Nikki was not only so kind and caring she helped me understand what having a mortgage was all about and how I can get out of debt faster. Nikki from NZHL is amazing and I couldn’t recommend her enough."

Laura
Auckland

In our customers' words

"When we changed our bank to take advantage of the best interest deals we also got the great benefits of the best customer service possible from a bank. Nikki has been assigned to look after our account and that was the best moment in our financial life. She is so…" Read More

"When we changed our bank to take advantage of the best interest deals we also got the great benefits of the best customer service possible from a bank. Nikki has been assigned to look after our account and that was the best moment in our financial life. She is so easy to liaise with, and helps to keep you updated with whats happening with your account. Never have I seen such dedication towards customers. We don’t have to worry about our accounts anymore at the same time saving lots along the way."

Ashif
Auckland

In our customers' words

"We were very fortunate to meet Nikki from NZHL 2 years ago. The whole process of changing banks was always overwhelming and we thought it’s not worth it. Nikki made the whole process stress free and has done most of the work for us. Just by reshuffling mortgage repayments we…" Read More

"We were very fortunate to meet Nikki from NZHL 2 years ago. The whole process of changing banks was always overwhelming and we thought it’s not worth it. Nikki made the whole process stress free and has done most of the work for us. Just by reshuffling mortgage repayments we were able to save several hundreds of dollars each week. Since we have been with NZHL (2 years) we have paid off more debt than ever before. Nikki also helped us achieve our dream to own several rental properties. Now our dreams are no longer dreams but goals. Thank you Nikki and your team. You have been fantastic. Looking forward to achieving more goals."

Kate
Auckland

In our customers' words

"Two years ago I was fortunate to work with Nikki to buy my first house. Buying a house always seemed like a daunting process but Nikki made it easy, offering advice, support and encouragement to make sure I did all the right things to get the right house at a…" Read More

"Two years ago I was fortunate to work with Nikki to buy my first house. Buying a house always seemed like a daunting process but Nikki made it easy, offering advice, support and encouragement to make sure I did all the right things to get the right house at a price I could afford. Since moving in, Nikki has been in regular contact to make sure I am on top of my plan and made suggestions to get me mortgage free sooner. I can’t recommend Nikki highly enough to anyone looking to buy or pay off their mortgage sooner."

Mark
Auckland

In our customers' words

"Highly recommend Nikki and the services she offers. Not just is she friendly and very approachable but she has a very high work ethic and will go above and beyond to get the best options and rates for her customers. I can’t thank her enough for all her assistance over…" Read More

"Highly recommend Nikki and the services she offers. Not just is she friendly and very approachable but she has a very high work ethic and will go above and beyond to get the best options and rates for her customers. I can’t thank her enough for all her assistance over the last few years."

Marietjie
Auckland

In our customers' words

"Thanks very much for your time today Nikki. We do feel very lucky to have you supporting us and helping us manage our mortgages!"

"Thanks very much for your time today Nikki. We do feel very lucky to have you supporting us and helping us manage our mortgages!"

Katie & Jo
Auckland

In our customers' words

"We’ve been with NZHL from the start. Nikki came in a little after we were customers. But we’ve always found them really great to deal with. We love the online platform – its very easy to use and we do all our banking on it. The loan rates are always…" Read More

"We’ve been with NZHL from the start. Nikki came in a little after we were customers. But we’ve always found them really great to deal with. We love the online platform – its very easy to use and we do all our banking on it. The loan rates are always competitive, we like taking advantage of the offset mortgage, and we’ve been able to restructure when we need. Nikki’s also been a gun with any insurance needs. Would recommend"

Phil L
Auckland

In our customers' words

"Highly recommend. Nothing is too much trouble for Nikki. She is always available to discuss any concerns or queries you may have and her customer service is fantastic. I feel very comfortable having her looking after all our banking needs."

"Highly recommend. Nothing is too much trouble for Nikki. She is always available to discuss any concerns or queries you may have and her customer service is fantastic. I feel very comfortable having her looking after all our banking needs."

Dionne
Auckland

In our customers' words

"Nikki was truly amazing and very helpful throughout the whole process of our first home buying experience. We know we got the best deal, easy to understand information when needed, highest care from a person who really cared about us. Happy to recommend her to anyone looking for home loan/insurance…" Read More

"Nikki was truly amazing and very helpful throughout the whole process of our first home buying experience. We know we got the best deal, easy to understand information when needed, highest care from a person who really cared about us. Happy to recommend her to anyone looking for home loan/insurance help."

Tonmoy
Auckland

In our customers' words

"Nikki is amazing. Such a positive, caring person, who genuinely wants to help you get debt free earlier along with helping you to plan for your retirement. She responds to emails out of office hours and nothing seems to be too much trouble. I highly recommend her and NZHLs"

"Nikki is amazing. Such a positive, caring person, who genuinely wants to help you get debt free earlier along with helping you to plan for your retirement. She responds to emails out of office hours and nothing seems to be too much trouble. I highly recommend her and NZHLs"

Tara V
Auckland

In our customers' words

"Always fantastic service from Nikki and the team. The enthusiasm to assist with becoming debt free faster is amazing"

"Always fantastic service from Nikki and the team. The enthusiasm to assist with becoming debt free faster is amazing"

Sam C
Auckland

In our customers' words

"Nikki is fantastic. We love the support and advice we get from NZHL!"

"Nikki is fantastic. We love the support and advice we get from NZHL!"

Matthew P
Auckland

In our customers' words

"Great service from Nikki – she really wants to help you achieve your goals and explains things as many times as you need her to. Highly recommended."

"Great service from Nikki – she really wants to help you achieve your goals and explains things as many times as you need her to. Highly recommended."

Joanne F
Auckland

In our customers' words

"Nikki provides friendly and professional service. The whole loan process was stress free and went smoothly."

"Nikki provides friendly and professional service. The whole loan process was stress free and went smoothly."

Connie
Auckland

In our customers' words

"I just wanted to say a BIG THANKYOU to you for assisting us to achieve our biggest milestone till date, ie. Paying off our mortgage. Nikki from NZHL has been our mentor and adviser. She has assisted us with providing all the relevant information, advising on how to structure various…" Read More

"I just wanted to say a BIG THANKYOU to you for assisting us to achieve our biggest milestone till date, ie. Paying off our mortgage. Nikki from NZHL has been our mentor and adviser. She has assisted us with providing all the relevant information, advising on how to structure various accounts and explained how the restructuring and off set accounts mean. She has been our support, and go to person in terms of advise and understanding and validating missing gaps. We always looked forward to our quarterly reviews, to get further insights and see if we were tracking fine or not. The monthly graphs also was handy to see how much we were saving in interest as compared to if we were with a bank. We are looking forward to be with NZHL again once we get our next property."

Hina & Hitesh
Auckland

In our customers' words

"I had been a loyal customer to my bank for 13 years but the only interaction with them was through the call centre. During my transition towards NZHL, my bank asked me why I was switching. I advised them that Nikki from NZHL makes me feel special and tailors their…" Read More

"I had been a loyal customer to my bank for 13 years but the only interaction with them was through the call centre. During my transition towards NZHL, my bank asked me why I was switching. I advised them that Nikki from NZHL makes me feel special and tailors their products to suit my needs. The bank responded that I could easily go into any of their branches and speak to their loan specialist for assistance. I stated, “Well, Nikki comes to my house, holds regular strategy sessions with me on how to pay my mortgage off faster and knows my accountant. It’s a shame you don’t have a Nikki!”. My bank couldn’t compete with that response and wished me the best of luck! I have had a great experience with Nikki at NZHL and have recommended her to my friends and family as well."

Marietta S
Auckland

In our customers' words

"Nikki is very professional and easy to deal person. She helped us in every step of our journey in securing our first home in Auckland. We just followed the checklist that she gave us and were ticking along it and the things were getting done. She negotiated best and low…" Read More

"Nikki is very professional and easy to deal person. She helped us in every step of our journey in securing our first home in Auckland. We just followed the checklist that she gave us and were ticking along it and the things were getting done. She negotiated best and low interest rates for us with NZHL. She also helped us in structuring our Home Loan and Insurance (Home and Personal). In short, she is brilliant in her work and I will always use her services in future. Finally, I highly recommend Nikki."

Raj D
Auckland

In our customers' words

"Thanks for meeting with my friends Nikki, They just messaged and said how lovely you were. My reply…. of course she is, wouldn’t of past on her details otherwise. Honestly though you have really made things so much clearer and helped us navigate through all this loan business so well.…" Read More

"Thanks for meeting with my friends Nikki, They just messaged and said how lovely you were. My reply…. of course she is, wouldn’t of past on her details otherwise. Honestly though you have really made things so much clearer and helped us navigate through all this loan business so well. Very grateful."

Amy H
Auckland

Get in touch with the Auckland Central Team