Our Northcote Mortgage Brokers

Reach financial freedom, faster with a trusted NZHL Mortgage Mentor on your side.

Northcote

Established in 2010, the New Zealand Home Loans-Northcote office is owned by Rex and Joan Yap who have over 60 years of combined business experience. They are of Chinese-Filipino heritage and are advocates of proper stewardship through financial literacy. If… Read More

Established in 2010, the New Zealand Home Loans-Northcote office is owned by Rex and Joan Yap who have over 60 years of combined business experience. They are of Chinese-Filipino heritage and are advocates of proper stewardship through financial literacy.

If you want to talk to someone about home loans or mortgage refinancing for property, feel free to contact us — if you’d prefer to get some quick numbers—take a look at our online home loan calculator and find out how much you could be saving for yourself.

We can also help you protect yourself and your financial freedom with personally tailored insurance. Your consultation will include options that focus you and your needs, and it’s all obligation-free. Want to chat before you come in? Feel free to contact us using the form below, or reach out directly to one of the team.

Office Contact Information

  • Physical Address:

    23 Madison Terrace, Silverdale 0932, Auckland

  • Postal Address:

    23 Madison Terrace, Silverdale, Auckland 0932

  • Email:

    [email protected]

  • Phone:

    09 550 6672

Our Team

Rex Yap

Business Owner

Phone: 09 550 6672

Mobile: 021 573 113

Email: [email protected]

Rex was raised in the Philippines, where many residents grow old without a savings plan in place. Having migrated to New Zealand in 2004, he soon became a….

Gabriel Yap

New Business Consultant

Phone: 09 550 6672

Mobile: 021 033 7366

Email: [email protected]

Born in the Philippines and raised in New Zealand, Gabriel grew up with his parents running the New Zealand Home Loans Northcote office. Throughout his upbringing, he helped….

Ruel Talampas

New Business Consultant

Phone: 09 835 3435

Mobile: 022 186 0329

Email: [email protected]

Ruel has been a New Business Consultant for NZHL Northcote since 2018. He is passionate about providing exceptional services to his clients, especially in the Filipino community. Throughout….

Ella Pangan

Administrator

Phone: 09 550 6672

Mobile: 021 562 484

Email: [email protected]

Ella graduated from Xavier University in the Philippines with a Bachelor of Commerce degree, majoring in accounting and management before beginning her working life as an accounts administrator….

Joan Yap

Administrator

Phone: 09 550 6672

Mobile: 021 126 1380

Email: [email protected]

A disclosure statement is available on request at no charge by emailing me..

In our customers' words

"Yay! Thank you very much Beth. Awesome work! Have never been more pleased with NZ Home Loans. Thanks for being so professional!"

"Yay! Thank you very much Beth. Awesome work! Have never been more pleased with NZ Home Loans. Thanks for being so professional!"

Jigs Bellosillo
Auckland

In our customers' words

"I am happy to say I have finally become mortgage free! It has been a lifetime mission doing it alone, and on only one income. Nevertheless I have still managed to knock a couple of years off since changing to NZHL 15 years ago. Many thanks to my advisor Beth…" Read More

"I am happy to say I have finally become mortgage free! It has been a lifetime mission doing it alone, and on only one income. Nevertheless I have still managed to knock a couple of years off since changing to NZHL 15 years ago. Many thanks to my advisor Beth Andres, who came on board with NZHL approximately 4 years ago. I have appreciated her regular reviews, the fact that she really seems to care about her clients’ wellbeing and has taken a real interest in helping me achieve financial freedom! Thanks Beth!"

Pauline Macdonald
Auckland

In our customers' words

"Thank you very much for all your help with securing our first home purchase. We really appreciate all the guidance and patience you have provided. God bless you and your loved ones!"

"Thank you very much for all your help with securing our first home purchase. We really appreciate all the guidance and patience you have provided. God bless you and your loved ones!"

Geoff & Diane
Auckland

In our customers' words

"We've been with NZHL now for nearly 10 years and not a day goes by that we do not thank HIM for that. Indeed, it's not about the "Interest Rate", it's about the "level of interest" NZHL Northcote has shown in ensuring we experience the journey of being mortgage free…" Read More

"We've been with NZHL now for nearly 10 years and not a day goes by that we do not thank HIM for that. Indeed, it's not about the "Interest Rate", it's about the "level of interest" NZHL Northcote has shown in ensuring we experience the journey of being mortgage free sooner while enjoying moments like these. Thank you for helping us make possible our Family's Hybrid RAV4lution. :-)"

Raoul, Jacqui, Nico, Zoom and Maybe Alo
Auckland

In our customers' words

"On behalf of the Malabuyoc Family. We would like to say thank you for your kindness, patience, support and advice in the purchase of our new home. It’s been a stressful journey but Joan and the team have made it a stress free. We’re very lucky and so blessed, a…" Read More

"On behalf of the Malabuyoc Family. We would like to say thank you for your kindness, patience, support and advice in the purchase of our new home. It’s been a stressful journey but Joan and the team have made it a stress free. We’re very lucky and so blessed, a pleasure to have Joan as a mortgage broker. We really appreciate your efforts to help us into our dream home. We would have no hesitation in recommending Joan and New Zealand Home Loans (NZHL) to anyone else.    Well done    We rate your team and especially Joan from NZHL Northcote a big 10/10. "

Malabuyoc
Auckland

Get in touch with the Northcote Team

Compare how much NZHL could save you on your mortgage

Calculate how much you could save in time and interest if you switched your mortgage to NZHL.

More Mortgage Mentors in Auckland

Looking for a Mortgage Mentor closer to home? We have offices throughout Auckland.