Couple moving boxes into their new home

Your Next Home

Whether you’re upsizing, downsizing, looking at a bach or crib, or buying an investment property, NZHL is here to help you with your mortgage.

Here’s how we can help you into your next property

Icon of person in front of their house

Upsizing or
Downsizing

Let us show you a better way to make the most of your next purchase.

Home loan investment icon

Buying an Investment
Property

Grow your property portfolio not your stress levels. Let us help ensure you’ve got a smart home loan structure to support your investment.

Buying a Bach,
or Crib

Enjoy the now, and leave a legacy with a bach or crib. Let us help you make it work.

Icon of person in front of their house

Upsizing or
Downsizing

Let us show you a better way to make the most of your next purchase.

Home loan investment icon

Buying an Investment
Property

Grow your property portfolio not your stress levels. Let us help ensure you’ve got a smart home loan structure to support your investment.

Buying a Bach,
or Crib

Enjoy the now, and leave a legacy with a bach or crib. Let us help you make it work.

Make an informed decision with DebtNav

DebtNav is NZHL's unique and visual online tool, that allows you to plan, monitor and review your progress towards financial freedom, faster. By adding in goals like a car, holiday or even an investment property, you can see what impact that has on your finances and end goals and make informed decisions around timing and purchase.

Frequently Asked Questions

Why should I use NZHL?

NZHL genuinely helps clients achieve financial freedom, faster. In fact we often have clients who pay off their mortgages more than 10 years sooner.

It’s all about the personalised service, continuous coaching, smart home loan structure and tools that put you in control.

Can I use NZHL to buy a second home or investment property?

Absolutely, we do this regularly for many of our existing clients.

How does DebtNav work?

DebtNav is NZHL’s unique and visual online tool, that allows you to plan, monitor and review your financial progress.
As an NZHL client you will be taken through DebtNav and given your own secure access, putting you in control.

My bank already offers offset accounts, how is NZHL different?

Generally, banks offset your money from multiple accounts. Some clients find it difficult to track multiple accounts and figure out how much interest is being charged or offset.

At NZHL, we offer a much simpler mortgage structure which still uses your income and savings to reduce your daily interest costs.

Thinking of a sustainable power source?

An NZHL Sustainable Energy Loan can make it easier for you to get a solar, small wind or mini hydro power system for your home. You can add it to a NZHL home loan to pay for an approved renewable energy system and we’ll contribute up to $2,000 towards the cost.

Man on roof installing solar panels
See how much you could save on your mortgage with our home loan comparison calculator.
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