North Harbour

The North Harbour office of New Zealand Home Loans has been on Apollo Drive since April 2007. It was important for Bob and Jo to choose a spot in a commercial area, rather than a “High Street” location as visiting New Zealand Home Loans is not like popping in to a bank. It is more of an engagement than a transaction. The team are committed to their area and support the North Harbour Club, which raises money for high-achieving youngsters. Among those to receive a share of the more than $1.4 million distributed is Lydia Ko, the world’s No 1 ranked female amateur golfer.

Our Team

Hear what North Harbour clients have to say

Here's why our clients enjoy our services

Scott & Lisa

People keep telling me that buying your first home is one of the most stressful and hardest things you can do. I tell them they have never been to see Shirley at New Zealand Home Loans. We are forever thankful.


Jo McRae is our consultant. I’d heard she was good from a neighbour and I thought ‘yeah, yeah, just another broker’… 2 months later I rang her at my wits end. I was stuck on a high interest rate, needed to upgrade my work computers (graphic designer working from home),Read More

Greg & Lynne

Lynne and I had been thinking about getting an investment property. Jo made this and more possible. Not only did Jo and the team assist us in setting up our existing property as a Rental, we were able with their help to afford a property with huge potential in aRead More

J Dorset

Jo McRae ……is quite simply THE BEST, as a first home buyer she made the process simple, understandable and got everything together in a timely fashion. The nature of my deal was reasonably complicated thanks to my lawyer BUT she handled it with ease…her customer service is some of theRead More

K Watt

I have the most awesome consultant Joanne McRae from North Harbour New Zealand Home Loans. I couldn’t ask for a more motivating and encouraging consultant, she makes me feel like part of the New Zealand Home Loans family. Thank you Jo. I look at my friends that have bank mortgagesRead More

P Holden

OK I can’t see there is ANY competition….IT’S Jo McRae – a cross between the warmest friendliest most sincere person on the planet and a terrier with a bone…ALWAYS ROOTING FOR YOUR DOLLAR to make you money DOLLAR/SAVE your DOLLAR…..energetic, rigorous, robust, open, challenging, determined, driven, loyal, sensible, guru. AlwaysRead More

Tony & Michelle

We would like to take this opportunity to say thanks very much to you both and to the rest of the team for all your help and advice over the last many years. We loved dealing with you and included you in the great people that we say we surroundRead More

J Walker

Shirley Jeffreys, there is nothing better than an agent that you can ring even after several months have passed and you say hi and they know exactly who they are talking to. Shirley asks not just after me by my son and partner as well and how things in generalRead More

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