Our Auckland Mortgage Brokers
Reach financial freedom, faster with a trusted NZHL Mortgage Mentor on your side.
Meet our dedicated team of Mortgage Mentors
Yew Hsin Cheng
Rodney
Tony Singh
Ormiston
Jo McRae
North Harbour
Angelina Carden
Auckland City
Marion Sweeney
Newmarket
Jo Staines
Glenfield
Kerry Augustine
Auckland Metro
Daniel Melvin
Pukekohe
Andrew Maehl
West Auckland
Yuko Dempster
Mt Eden
Mariam Erasmus
Ellerslie
Elan Simich
Pukekohe
Hedy Sheck
Auckland City
Kristy Paterson
North Harbour
Rex Yap
Northcote
Chris Haeger
Takapuna
Gabriel Yap
Northcote
Ruel Talampas
Northcote
Bernadette Morgan
Eastern Bays
Tess Aranas
Eastern Bays
Mariam Erasmus
Sylvia Park
Angel Ong
Epsom
Andrew Kwek
Rodney
Kristy Paterson
Northern Bays
Prawin Daya
Ormiston
John van Winden
Pukekohe
Simon Parker
Auckland Metro
Jacob van Winden
Pukekohe
Kent Sheetz
Remuera
Yew Hsin Cheng
Auckland Central
Daryl Buchanan
Sylvia Park
Brett Haeger
Takapuna
Mark Greenslade
Takapuna
Samuel Chong
WairauWhy should you work with a Mortgage Mentor?
Your mortgage isn’t something you have to manage alone. A NZHL Mortgage Mentor works with you at every step along your home loan journey.
First, they'll take the time to get to know you - helping you identify your financial situation and future goals. Then, using a highly personalised approach, your mentor will help you structure your mortgage to make the most of your income and savings, reducing your daily interest costs in the process. We call this channelling.
With your loan secured, they’ll check in regularly, providing continued coaching and advice, never losing sight of your shared mission; to help you achieve your goals and reach financial freedom, faster.
When you sit down for an initial chat with a Mortgage Mentor, they’ll ask you a few questions and explain how the process works. At the same time, you can get a feel for our approach and if we might be a good fit for you too.
Mortgage Broker FAQ’s
What is a Mortgage Mentor?
A mortgage broker aims to complete real estate transactions as a third-party intermediary between a borrower and a lender. The broker will collect information from an individual and go to multiple lenders in order to find the best potential loan for their client.
How do I find a mortgage broker?
Get referrals from your real estate agent. Your real estate agent should have a pulse on local mortgage mentors in your area and be able to recommend qualified individuals. Real estate agents make a commission after a home is sold, so they have a vested interest in recommending a good broker. Read online reviews.
Is it quicker to use a mortgage Mentor?
This is something that you could do independently, but using a mortgage broker to compare deals for you can be easier, quicker and more thorough. It’s also worth bearing in mind that they sometimes have access to deals that the public do not.
How much does it cost?
All mortgage lenders pay a mortgage broker a commission or procuration fee, typically being 0.35 per cent of the full loan size.
How long does a mortgage application take through a broker?
The average time for a mortgage to be approved is usually 2 to 6 weeks. However the mortgage application process with a mortgage broker cut this time to 2 – 4 weeks. Learn the time frames from initially speaking to a mortgage broker and getting a mortgage agreement in principle to you receiving your keys.
When should you start talking to a broker?
The short answer: as soon as you’ve got a property goal. The longer answer: whether you’re scoping out your options, have a long-distance goal in mind or you’re ready to enter the property market (like, yesterday)… chances are you’ll benefit from having a chat with a mortgage broker.
Is it okay to talk to multiple mortgage brokers?
The answer to this question is yes you can use multiple brokers to act on your behalf, but the problem is, it might not help you get the mortgage you want and, in some cases, can prevent you from getting a mortgage altogether.
How can I get a better mortgage rate?
Check-in on your budget. … Improve your credit score. … Compare several mortgage lenders. … Consider alternative mortgage options. … Buy mortgage points. … Lock your rate. … Take your time.
Do insurance brokers charge a fee NZ?
Insurance brokers in New Zealand primarily earn through two methods: either by receiving commissions from insurance companies when they place a policy for a client or by charging an agreed fee for policy placement. Some brokers might also add predetermined administrative fees.
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